Thank you for visiting our website. Selecting a financial advisor to manage your investments and advise you on financial matters is an important decision. When making that decision, you can narrow your choices by first deciding if you would like to compensate your advisor by paying a fee or a commission. Commission based advisors have an inherent conflict of interest in two ways. First, commissions received on investment products offered by commission brokers vary from one product to the next. The product that pays the highest commission to the broker is rarely the best investment for the client. Second, in order for the broker to collect another commission, he would need to convince you to sell the first investment and buy another. This too is rarely in the best interest of the investor.

We are a fee-only investment advisor, we are compensated based on a percentage of assets under management. We provide ongoing management of your portfolio in return for a small percentage of the value of the investments under management on a quarterly basis. You pay as you go for our services rather than paying up front. This motivates us to produce satisfactory results so that our relationships with our clients will be long term.

Financial planning services are also available to you. These services are designed to help you establish and achieve your financial goals. For example your goals may be to provide a college education for your children and retire at age 60. The plan determines what steps need to be taken to achieve these goals. Tax planning and tax preparation service are also available to clients that are provided investment management services. These services are provided on an hourly fee basis.